Category: Wiki

photoTAN The photoTAN procedure is not one of the classic or most common TAN procedures(not to be confused with Sm@rtTAN photo procedure!) that are used today. The following banks offer

Mobile banking with QR code In mobile banking, QR codes (e.g. GiroCode) now function as payment codes with information for a bank transfer. This means you can conveniently pay outstanding

Procedure for online banking A TAN or other encryption is required to confirm a transfer. The following methods are available to generate these: chipTAN QR sm@rtTAN photo HBCI EBICS pushTAN

HBCI procedure The standard procedure HBCI (Homebanking Computer Interface) was introduced in 1998. It is based on the strong encryption of communication between the bank and the customer via a

EBICS procedure EBICS stands for “Electronic Banking Internet Communication Standard”. It offers corporate customers the opportunity to process global payment transactions with the bank quickly and flexibly via the Internet

chipTAN The chipTAN procedure offers a mixture of convenience and security. Some banks also call this procedure smartTAN. The TAN is generated by a TAN generator. This can be used

mTAN / smsTAN mTAN stands for “mobileTAN” and is often also called “SMS-TAN” or “mobile TAN”. With this method, the TAN is sent to the user’s cell phone via SMS.