Furtwangen, October 2, 2008 – The devices cyber Jack ® secoder, cyber Jack ® e-com and cyber Jack ® e-com plus in version 3.0 from the manufacturer Reiner SCT meet the requirements of the German Digital Signature Act (SigG) and the Digital Signature Ordinance (SigV).
Reiner SCT is the market leader in secure smart card readers for multifunctional applications.
The Signature Act sets out the legal framework for electronic signatures.
The qualified electronic signature offers the highest level of trust, as the respective public signature keys are signed by a SigG- and SigV-compliant certification service provider (CSP) (qualified certificate).
Only documents that have been provided with a qualified electronic signature correspond to a document with a handwritten signature and thus fulfill the written form required by law, for example when concluding contracts.
This enables efficient business processes without media discontinuity.
The electronic signature, which is also stored on the chip of the bank card, for example, is currently being used as a new security medium for online banking – other applications for electronic invoicing and in the area of eGovernment, such as ELSTER, are also possible.
For the secure processing of online transactions, the bank customer requires a signature-enabled bank card and a secoder-capable chip card reader from cyber Jack ® family.
The chip card reader installed on the PC shows the user control information of his online transaction on the display.
The customer checks the data, such as transfer amount, bank code and recipient account, and then approves it.
A TAN no longer needs to be entered to send the transaction; the electronic signature on the chip on the bank card takes care of the secure data transfer.
Secure transmission
The Reiner SCT card reader, cyber
Jack ® secoder, cyber Jack ® e-com and cyber Jack ® e-com plus, fulfill the requirements of § 15 of the Signature Act: No disclosure or storage of the user’s identification data.
In addition, security-related changes in accordance with § 11 of the Signature Ordinance are recognizable on the device.
Thanks to the integrated keypad, the chip card reader captures the user’s identification data in the form of a numerical PIN in “Secure PIN entry” mode.
The card reader then forwards the data to so-called secure signature creation devices (SSCD).
This ensures that the PIN is only transmitted to the SSCD via the contact interface of the chip card and not via the PC interface – manipulation by third parties is therefore impossible.
“In future, electronic signatures will accompany us in various applications, such as online banking, internet shopping or electronic transactions with public authorities. The electronic signature serves as secure identification of the user,” states Carsten Sommer, Managing Director of Reiner SCT.
“It is therefore all the more important to guarantee a secure transaction. By using a secoder-capable chip card reader, manipulation by Trojans or man-in-the-middle attacks by the user can be detected immediately.” (The text comprises approx. 3,714 characters)
