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bluetoothTAN: Online banking procedure explained

Table of contents

bluetoothTAN

The bluetoothTAN procedure is designed for secure and convenient online banking with mobile devices and PCs.

How the bluetoothTAN procedure works

The security technology of the bluetoothTAN procedure is based on the evaluated chipTAN procedure. The transfer data is checked and approved in the same way as with the chipTAN procedure. The TAN is generated and transmitted to the online banking app via Bluetooth after a keystroke.

Prerequisites

In addition to the Bluetooth-enabled TAN generator, a device with a suitable online banking application that supports Bluetooth is required. These can be smartphones, tablets, but also the classic PC.

Advantages of the bluetoothTAN procedure

  • Convenience: no more need to tap the flicker code on the screen
  • Security: rated security of the chipTAN procedure

Disadvantages of the bluetoothTAN procedure

As this procedure is an extension of the well-known chipTAN procedure, hackers cannot access sensitive data here either. The carelessness of the user alone can represent a security risk.